Understanding Affordability Mortgage Calculators

The borrower wants to know how much can he borrow. First, he went to many website to use the Affordability Mortgage Calculators. He got a quote from the calculator. Second, he asks a mortgage lender. The mortgage lender gave him a quote. Finally, he asks another mortgage lender. The latest mortgage lender gave him another quote which does not match the previous quotes. Nobody is at fault here. Each lender has unique criteria on how much can you qualify for the maximum mortgage loan.

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